Agustin, Dhevana Tri (2026) PENGARUH FINANCING TO DEPOSIT RATIO (FDR) DAN NON PERFORMING FINANCING (NPF) TERHADAP RETURN ON ASSET (ROA) BANK UMUM SYARIAH DI INDONESIA PERIODE 2022-2025. Undergraduate (S1) thesis, UIN Syekh Wasil Kediri.